Wallets: organize your money

Wallets in Dongip separate money by source—cash, bank account, savings, or any custom label. Assign expenses to the right wallet and track accurate balances.

Wallets represent the different places your money lives: your wallet in your pocket, your chequing account, a savings account, a credit card. Every expense in Dongip is assigned to a wallet, which tells you not just what you spent but where the money came from. This makes your balances accurate and your spending picture complete.

Types of wallets

You can create wallets for any source of funds. Common examples:

Cash

Track spending from physical cash. Useful for farmers markets, small tips, and anywhere cards aren’t accepted.

Bank account

One wallet per bank account or credit card. When bank sync is active, transactions from a connected account can map directly to the matching wallet.

Savings

Monitor spending drawn from a dedicated savings account separately from everyday chequing.

Custom

Name a wallet anything—“Travel fund”, “Joint card”, “Side hustle income”—to match how you actually think about your money.

Create a wallet

1. Open Wallets

   Tap Wallets from the main navigation or from your account settings.

2. Tap Add wallet

   Tap + or Add wallet.

3. Name your wallet

   Give the wallet a clear name that matches the account it represents—for example, “TD Chequing” or “Cash”.

4. Set the type and starting balance

   Choose a wallet type and enter the current balance if you want Dongip to track it. The balance updates automatically as you log expenses.

5. Save

   Tap Save. The wallet is now available to assign to any expense.

Assign expenses to a wallet

Every time you add an expense—manually or from bank sync—you choose which wallet it comes from. Expenses default to your primary wallet; tap the wallet field in the expense form to change it.

When you connect a bank account through bank sync, link it to the matching wallet during setup. Imported transactions will be assigned to that wallet automatically.

View wallet balances

The Wallets screen shows each wallet’s current balance, calculated from its starting balance minus all assigned expenses. Tap a wallet to see the full list of transactions assigned to it.

Current balance

Your balance after all logged expenses are deducted from the starting amount.

Transaction history

A full list of expenses assigned to this wallet, filterable by date and category.

Wallet balances in Dongip are calculated from your expense records. If your bank account balance differs, it may be because some transactions haven’t been logged yet or a bank-sync import is pending.

Shared wallets

You can create a wallet inside a shared account so expenses paid from a joint card or pooled cash are tracked together. All members of the shared account can assign expenses to a shared wallet.

See Shared accounts for how to set up shared accounts and invite members.

Edit or delete a wallet

Tap any wallet on the Wallets screen to edit its name, type, or starting balance. To delete a wallet, open it and tap Delete. Expenses previously assigned to a deleted wallet are not removed—they remain in your expense history and can be reassigned to another wallet.

Frequently asked questions

How many wallets can I create?

There is no limit on the number of wallets. Create one for every account you want to track separately.

Does Dongip automatically update wallet balances from my bank?

If bank sync is active and transactions are assigned to the matching wallet, the balance updates as new transactions import. Dongip calculates balances from your logged transactions—it does not pull live balances directly from your bank.

What happens to expenses if I delete a wallet?

Expenses remain in your history when a wallet is deleted. They lose their wallet assignment, but you can reassign them to another wallet at any time.

Can I have both personal and shared wallets?

Yes. Personal wallets appear in your personal account, and shared wallets are created inside a specific shared account. You choose which wallet to use when logging each expense.